Website Policies

Website Terms of Use
revised/approved 04-01-2008

The Erie Times Federal Credit Union Website is offered to you conditioned on your acceptance without modification of the terms, conditions, and notices contained herein. Your use of the Erie Times FCU Website constitutes your agreement to all such terms, conditions, and notices.

Modifications of These Terms of Use

Erie Times FCU reserves the right to change the terms, conditions, and notices under which the Erie Times FCU Website/Services are offered. You are responsible for regularly reviewing these terms and conditions and additional terms. Your continued use of the Erie Times FCU Site/Services constitutes your agreement to all such terms, conditions, and notices.

Personal and Non-Commercial Use Limitation

Unless otherwise specified, the Erie Times FCU Site is for your personal and non-commercial use. You may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any information, software, products or services obtained from the Erie Times FCU Site.

Links To Third Party Sites

The Erie Times FCU Site/Services may contain links to third party Web Sites (“Linked Sites”). The Linked Sites are not under the control of the Erie Times FCU and the Erie Times FCU is not responsible for the contents of any Linked Site, including without limitation any link contained in a Linked Site, or any changes or updates to a Linked Site. The Erie Times FCU is not responsible for any webcasting or any other form of transmission received from any Linked Site nor is Erie Times FCU responsible for if the Linked Site is not working appropriately. Erie Times FCU is providing these links to you only as a convenience, and the inclusion of any link does not imply endorsement by Erie Times FCU of the site or any association with its operators. You are responsible for viewing and abiding by the privacy statements and terms of use posted at the Linked Sites. Any dealings with third parties (including advertisers) included within the Erie Times FCU Site/Services or participation in promotions, including the delivery of and the payment of goods and services, and any other terms, conditions, warranties or representations associated with such dealings or promotions, are solely between you and the advertiser or other third party. Erie Times FCU shall not be responsible or liable for any part of any such dealings or promotions.

No Unlawful Or Prohibited Use

As a condition of your use of the Erie Times FCU Site/Services, you will not use the Erie Times FCU Site/Services for any purpose that is unlawful or prohibited by these terms, conditions, and notices. You may not use the Erie Times FCU Site/Services in any manner which could damage, disable, overburden, or impair any Erie Times FCU Site/Service(s) (or the network(s) connected to any Erie Times FCU Site/Service(s)) or interfere with any other party’s use and enjoyment of any Erie Times FCU Service(s). You may not attempt to gain unauthorized access to any Erie Times FCU Site/Service, other accounts, computer systems or networks connected to any Erie Times FCU Site/Service, through hacking, password mining or any other means. You may not obtain or attempt to obtain any materials or information through any means not intentionally made available through the Erie Times FCU Services.

Termination/Access Restriction

The Erie Times FCU reserves the right, at its sole discretion, to terminate your access to the Erie Times FCU Services and the related services or any portions thereof at any time, without notice. The Erie Times FCU may also terminate or suspend your access to Erie Times FCU Service(s) for inactivity, which is defined as failing to log into a particular service for an extended period of time, as determined by the Erie Times FCU. Upon termination of the Erie Times FCU Service, your right to use the Erie Times FCU Service immediately ceases. The Erie Times FCU shall have no obligation to maintain any content or to forward any unread or unsent messages to you or any third party.

Copyright and Trademark Notices

All contents of the Erie Times Federal Credit Union Website are the property of Erie Times Federal Credit Union. All Rights Reserved. Any rights not expressly granted herein are reserved. 2015 Erie Times Federal Credit Union

Third-Party Links Disclosure
revised/approved 04-01-2008

Our site contains hyperlinks to other websites operated by third parties. These links will take you away from our site. The Erie Times Federal Credit Union does not guarantee the accuracy or completeness of any information presented on these sites. Erie Times FCU does not represent either the third party or our member if the two enter into a transaction. The third party’s privacy and security policies may differ from those of the Credit Union.

Website Privacy Policy

Privacy

It is the policy of Erie Times Federal Credit Union not to share with anyone the names or email addresses of our visitors. However, unless otherwise noted or unless the user informs us otherwise Erie Times Federal Credit Union reserves the right to use and to disclose to third party vendors user information (e.g., user name and e-mail address) for purposes such as providing users with information about products and services. If the user does not wish to be included in such uses, the user must send an e-mail or a letter requesting to be taken off any lists of information that may be used for these purposes or given or sold to third party vendors. Send a letter or email to:

Erie Times Federal Credit Union

335 Metz St. Erie, PA 16508

erticu@velocity.net

What does Erie Times Federal Credit Union collect?

The majority of services on our sites are offered without collecting any personally identifiable information from you. You can view much of our content anonymously.

 Information You Provide

There are a few places on our sites where we do collect personally identifiable information. We have to collect information when you enter a contest or contact us or buy something. When we do collect personally identifiable information you will have to fill out a form – it will be obvious that we are asking you for information. Normally, we collect only your name and e-mail address – we might ask for birth date, gender, and zip code.

Information Collected from You with Technology

Erie Times Federal Credit Union sites collect some information about you using technology, so it may not be readily apparent to you that it is being collected. For instance, when you come to our site your IP address is collected so that we know where to send information you are requesting. An IP address is often associated with the place from which you enter the Internet like your ISP (Internet service provider), your company, or your university. This information is not personally identifiable. Erie Times Federal Credit Union sites use information collected through technology to make our sites more interesting and useful to you. This includes helping advertisers on our site design advertisements you might like. We normally don’t combine this type of information with personally identifiable information. Other information collected may be used for remarketing, interest categories, similar audiences, other types of interest-based advertising, or demographic and location targeting.

To opt out of Analytics, you can visit this Google page: https://tools.google.com/dlpage/gaoptout.

What Are Cookies, and How Does Erie Times Federal Credit Union Use Them?

Cookies are codes that a Web site sends to your computer while you are viewing the Web site. These codes allow Erie Times Federal Credit Union sites to remember important information that will make your use of that site more useful. Erie Times Federal Credit Union and other Internet companies use cookies for a variety of purposes.

You can choose to have your computer warn you (or you can turn off the function completely) each time a cookie is being sent. You do this through your browser (like Google Chrome or Internet Explorer) settings. Each browser is a little different, so use your browser’s help function. You can opt out of Google’s use of cookies by visiting https://www.google.com/settings/ads.

Erie Times Federal Credit Union uses personally identifiable information in a limited number of ways. We use the information to complete transactions, notify you if you won something, offer you access to other products and email newsletters. We can also use the information you provide to send you promotions and offers from our third-party sponsors.

We can share information about you or send a message to you on behalf of another company if we feel the offer might be of interest to you. We might also share information with companies such as delivery companies to get a prize or product to you.

Occasionally we offer special promotions in conjunction with other companies. We may share your information with these other companies. We generally ask your permission, however, before sharing your information.

Content Partners

On some of our sites, we provide content that is created by a third-party partner Web site. In some instances the third-party sites will collect information in order to facilitate the transaction or to make the use of their content more productive and efficient.

If you need to contact us, please send your questions or comments by letter or email to:

Erie Times Federal Credit Union

335 Metz St. Erie, PA 16508

erticu@velocity.net