814-459-0853    erticu@velocity.net    335 Metz Street Erie, PA 16508

Credit Cards

Our VISA credit card is accepted world-wide, with no annual fee, and is still a low, fixed rate. Call or email the office today to ask for an application. Save money on postage and checks! Just a phone call to the office, and you can have your VISA bill paid directly out of your account.


VISA credit cards



Rate TypeFee / Rate
Regular APR*11.50% (periodic rate of 0.9583% per month)
Fees for Insurance or AvailabilityNone
Minimum Finance ChargeNone
Transaction Charge Per UseNone
Grace Period25 days on purchases none on cash advances
Balance Computation MethodAverage Daily Balance
Late Payment Fee$25.00
Returned Check Fee$25.00
Card Replacement Fee$10.00

The preceding disclosures were updated July 21, 2015 and are accurate as of the latest date. Rates and terms are subject to change. Please contact your Credit Union for any changes since the terms were posted. *Annual Percentage Rate


Credit Life on VISA Credit Cards

For a modest fee, you may get this coverage for the primary borrower. With a slight increase in the fee, the joint borrower on the card may also be covered. In the event of the death of a covered borrower, the account will be paid in full. Contact us to learn more.